About Us
Welcome to K Team Gold Finance, your reliable and secure partner for instant gold loans. With years of experience in the financial services industry, we are committed to offering quick, hassle-free gold loans at competitive interest rates, backed by complete transparency and trust.
We understand that financial emergencies require swift solutions. That’s why we offer a streamlined gold loan process, minimal documentation, and fast disbursal—often within minutes.
Services
The borrower has the option to make partial payments toward the principal amount, which can be done at any time.
Borrowers to release a portion of the gold pledged as collateral while still keeping the remaining gold as security for the loan. This facility provides flexibility to borrowers who may need to access a portion of their loan amount without forfeiting the entire collateral.
Some lenders offer a benefit where they reduce the total interest payable on a loan if the borrower makes regular, timely interest payments over a specific period, often 11 months.
Jewellery Return Policy where customers pay interest only for the actual number of days the jewellery was held in deposit is designed to offer both flexibility and fairness in the loan agreement.
Gold Loan Benefits
Gold loans offer a range of benefits, making them a popular financing option.
How To Apply For Gold Loan
Simple Steps to Get Instant Funds
At K Team Gold Finance, we make the application process fast, easy, and hassle-free. The loan amount depends on the purity and weight of the gold. It’s a great option if you need instant funds without having to sell your valuable assets.
Why Choose Kteam Gold Finance in Coimbatore
Looking for the most trusted and reliable gold loan provider in Coimbatore? Discover why thousands of customers choose Kteam Gold Finance for fast, secure, and affordable gold loans.
As a leading gold loan company in Coimbatore, Kteam Gold Finance offers a transparent and customer-first approach with competitive interest rates and instant loan disbursal.
Get instant approval and fast disbursal with minimal documentation. Our streamlined gold loan process ensures you get the funds you need—right when you need them.
We offer the highest loan-to-value (LTV) ratio, ensuring you get the best possible amount against your gold assets.
Our gold loan interest rates are designed to be affordable and transparent, with no hidden charges or surprise fees.
Your gold is stored in high-security, fully insured vaults. With us, your valuables are always protected.
We offer multiple repayment plans to suit your financial situation—because we understand that one size doesn’t fit all.
With a strong reputation and a growing customer base, we’re one of the most reliable names in the gold loan industry.
Eligibility Criteria for Gold Loan
The eligible criteria to get gold loan
The minimum age required for gold loan
Who can apply for gold loan?
Documents Required for Gold Loan – Quick and Hassle-Free Process
You'll need to present specific documents to prove your identification and assure loan procedure transparency in order to get the best gold loan
Accepted Identity Proof
Aadhaar Card
Voter ID Card
Valid Driving Licence
Valid Passport
PAN Card
Accepted Address Proof
Aadhaar Card
Voter ID Card
Valid Driving Licence
Valid Passport
Electricity Bill
Bank statement
Gold Loan FAQs
How much loan I get on my Gold from Kteam Gold Finance?
You can get a maximum loan up to 75% of the market value of your gold depending on the quality of the gold.
What is a gold loan and how does it work?
A gold loan is a secured loan where you pledge your gold jewellery as collateral to receive funds. The amount you receive depends on the gold’s value, and you repay it with interest over a fixed period.
What is the interest rate on gold loans?
Our gold loan interest rates start from as low as X% per annum. The final rate depends on the loan amount, tenure, and loan scheme selected. Use our gold loan interest rate calculator to check the rate applicable to you.
When should I apply for a Gold Loan?
You should apply for a gold loan when you require funds for purposes such as education, marriage, etc
How does the Gold Loan work?
The lender evaluates your pledge gold and gives the loan amount based on a certain predefined percentage of the total value of your gold based on the current market value. The lender charges interest on the loaned amount and keeps the gold safe. Once you have repaid the principal amount along with interest, you get back the gold from the lender.
Who is eligible to apply for a gold loan?
Any Indian resident aged 18 or above who owns gold jewellery can apply. Basic KYC documents like Aadhaar and PAN card are required. No income proof or credit score is needed.
Can I prepay or foreclose the gold loan?
Yes, most lenders allow prepayment or foreclosure. Some may charge a nominal prepayment fee, but many allow it at no extra cost.
Can I renew or extend my gold loan?
Yes, subject to the lender's policy, you can renew the gold loan by paying the interest and signing a new agreement.
How quickly is the loan disbursed?
Gold loans are typically disbursed on the same day—often within a few hours of application, after gold valuation and verification.
Do I need to have a guarantor to apply for gold loan?
No guarantor is required to apply for a gold loan.